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IMS - North Carolina Participating Carriers

Access to IMS is available at no charge to IIANC members, and there are no minimum premium volume requirements. Not a member? Join!

Appointments are based on mutually beneficial and profitable relationships, and no appointments are guaranteed.

Lighthouse Property Insurance Corp.

Programs available: Homeowners, Dwelling Fire, Flood and Excess Flood 

Commission rate: 12% Homeowners and Dwelling Fire, new, 10% renewal; 12% Flood and Excess Flood, new and renewal. 

Market availability: Lighthouse appointments are currently offered in all counties, but are not guaranteed and are based on market capacity.

Agency agreement:The Lighthouse Property Insurance Corp. agency agreement is between the Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. Read the Agency Agreement

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UPC Insurance

Programs available: Homeowners HO 3 and HO 5, Condos HO 6 and Renters HO 4 as well as Flood.

Commission rate: 12% new and renewal on HO forms, 17% new and renewal on Flood..

Market availability: Appointments are offered in statewide except for the following counties, cities, and towns: Brunswick, Carteret, Craven, Dare, New Hanover, Onslow, and Pender counties; Goldsboro, Greenville, Kinston, Washington, and Wilson.

Agency agreement: The United Property & Casualty Insurance Co. agency agreement is between the Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. Read the Agency Agreement

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Universal North America Insurance Co.

Programs available: Homeowners and Dwelling Fire.

Commission rate: 12%, new and renewal.

Market availability: Appointments are offered statewide.

Agency agreement: The Universal North America Insurance Co. agency agreement is between the Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. Read the Agency Agreement

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Learn more about Universal North America